Foreclosure Search: This type of search includes the most recent deed of record, County and State UCC financing statements, federal tax liens, judgments, bankruptcies, mechanic’s liens, lis pendens, any open mortgages on the property, and a Patriot Act Search (OFAC). Additionally, the Foreclosure Search includes a list of the necessary parties and superior interests to the mortgage or condominium common charge lien to be foreclosed, a Tax Search, and full copies of all open mortgages. The fee for this type of title report begins at $550 and is dependent upon property types and number of properties encumbered by the mortgage. A quote should be requested prior to placing the order.
Judgment and Lien Search: This type of search is made against a property address and property owner’s name, and includes the most recent deed of record, as well as all unterminated mortgages, County and State UCC financing statements, federal tax liens, judgments, bankruptcies, mechanic’s liens, and lis pendens. Patriot Act Search (OFAC) search results are also included. Judgment and Lien Searches can be provided with results from either a 10-year or a 20-year examination of title. The fee for a 10-year search is $350, and a 20-year search is $450.
Attorney Search: Like Judgment and Lien Searches, Attorney Searches are made against a property address and property owner’s name, and include the most recent deed of record, as well as all unterminated mortgages, County and State UCC financing statements, federal tax liens, judgments, bankruptcies, mechanic’s liens, and lis pendens. Patriot Act Search (OFAC) search results are also included. Unlike Judgment and Lien Searches, Attorney Searches are based on a full 40-year examination of title, and contain a Tax Search. The fee for an Attorney Search is $450.
Title Report without Insurance: This report provides all of the information included in a title report produced for the purpose of issuing insurance, including the results of a full 40-year title examination, certification of title, legal description and open mortgages. The fee for this type of title report begins at $550 and is dependent upon property type and location. A quote should be requested prior to placing the order.
Name/Business Search: This type of search includes any open bankruptcies, County and State UCC financing statements, federal tax liens, judgments and liens of record against an individual or business entity name, as well as Patriot Act Search (OFAC) results. The cost for a business search varies depending upon the County in which the search is to be performed. The fee for searches performed in New York City, Westchester, Nassau, and Suffolk Counties is $250 for up to two names searched and $50 per name after that.
Last Deed of Record Search: The Last Deed of Record Search shows the most recent deed of record on a particular property. This Search does not certify title into the named grantee on the most recent deed, nor does it include information regarding prior breaks in the chain of title. The fee for a Last Deed of Record Search is $50.
Open Mortgage Search: This search raises all open mortgages of record against specified real property. When ordered as a stand-alone search and not in connection with an order for title insurance, the fee for an Open Mortgage Search is $150.
UCC Search: A UCC Search will raise all unterminated UCCs of record appearing in the county and the State in which the requested property is located, or in the county and State requested for a particular person or entity name. When ordered as a stand-alone search and not in connection with an order for title insurance, the fee for a UCC Search is $100 per name or property searched. This fee may be increased if additional counties or States are added to the search list for a single name, and a quote should be requested prior to placing the order.
Zoning Lot Certification: A Zoning Lot Certification is a sworn statement containing the legal description and basic metes and bounds drawing of a particular property, as well as a statement of all parties with any interest in the property. Once fully executed, the Certification is recorded in the City Register’s Office against the subject property as part of a formal property subdivision, merger, or zoning change request. The necessary searches for preparation of a Zoning Lot Certification include a full 40-year chain of title examination, a full mortgage chain examination, and a 10-year search for County and State UCC financing statements, federal tax liens, judgments, bankruptcies, mechanic’s liens, and lis pendens that affect the property or the record owner. The fee for Zoning Lot Certification preparation is $750, which does not include fees for recording.
Tax Search: A Tax Search contains information regarding real estate property taxes, which is taken directly from the municipality’s records. The Search includes property address and/or block and lot designations, property owner’s name, the tax classification of the subject property, and all available detail of record regarding the current year’s tax charges, recent payments, and outstanding defaulted prior taxes. When ordered as a stand-alone search and not in connection with an order for title insurance, the fee for a Tax Search is $100.
